Loans up to $15,000^*

Life comes at you pretty fast. And sometimes you need a loan to flatten out the bumps. We get it. A personal loan from 1^st Franklin might be just what you need to tackle a home repair, cover a medical expense or simply consolidate your debt. That’s why we make Loans for Living™. A fixed rate loan with set monthly payments can be the smart way to get back on track. We’re here to help you do life.

Step 1

Apply for loan

Step 2

Visit a branch to discuss your loan and options

Step 3

Receive funds

We make Loans for Living™

Step 1

Apply for a loan

Beginning the loan process is simple. You can start your application online, over the phone or at your local 1^st Franklin Financial branch.

Apply Now

If you apply online:

In most cases we will contact you immediately, but will assuredly be in touch within two business days.

If you submit your loan application during non-business hours, your application will be reviewed the following business day.

Step 2

Visit a branch to discuss offers

After your initial approval, you’ll have a face to face meeting with your 1^st Franklin Financial associate to discuss rates and terms, and complete your application.

What to bring with you:

As a part of the application process, you’ll need to provide a few documents to secure your loan. We have put together a checklist to help you prepare.

View Checklist